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Laxmi Bank’s Home Loans are extended to finance:

  • Purchase of land for the purpose of constructing a residential building in the future
  • Purchase of an independent house or apartment for residential purposes
  • Construction of a residential building on land already owned by the borrower
  • Home improvement: renovation, extension and additional structures

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Special Features

25 Year Tenure

Loan tenure for construction and purchases of homes has been increased from 15 to 25 years.
This has been done to make the product more appealing and making a home loan EMI more affordable.

Processing from all
Laxmi Bank branches

Loan processing is applicable from all Laxmi Bank branches.

Approval of loan within
7 working days

Once loan is applied, Approval is done within 7 working days.

Financing Terms and Conditions

NPR 20 Mio

Max loan Amount

25 years

Max loan Tenure

*Loan Extension

60% outside Kathmandu & 50% inside Kathmandu

NPR 15 Mio

Max loan Amount

15 years

Max loan Tenure

*Loan Extension

60% outside Kathmandu & 50% inside Kathmandu

NPR 15 Mio

Max loan Amount

25 years

Max loan Tenure

*Loan Extension

60% outside Kathmandu & 50% inside Kathmandu

Borrowing Power Calculator

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Your monthly repayment Rs. 0

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Featured Product

Mobile Money

Mobile Money

Customers can now carry their Laxmi Bank accounts in their pockets. It is a true anytime-anywhere service!

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VISA Debit Card

VISA Debit Card

Laxmi Bank’s Visa Debit Card is one more reason to save.

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Recurring Deposit

Recurring Deposit

Save and earn higher return on your investment that will be competitive with that of a regular fixed deposit.

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