Home Loan Apply NowLaxmi Bank’s Home Loans are extended to finance: Purchase of land for the purpose of constructing a residential building in the future Purchase of an independent house or apartment for residential purposes Construction of a residential building on land already owned by the borrower Home improvement: renovation, extension and additional structures Quick Links Home Loan Home Equity Loan Gold Loan Auto Loan Education Loan Loans Against Shares Sana Byawasai Karja Loan Against FD Special Features 25 Year TenureLoan tenure for construction and purchases of homes has been increased from 15 to 25 years. This has been done to make the product more appealing and making a home loan EMI more affordable. Processing from all Laxmi Bank branchesLoan processing is applicable from all Laxmi Bank branches. Approval of loan within 7 working daysOnce loan is applied, Approval is done within 7 working days. Financing Terms and Conditions Purchase of Residential Building Purchase of Land Purchase of Apartments NPR 20 MioMax loan Amount 25 yearsMax loan Tenure*Loan Extension60% outside Kathmandu & 50% inside Kathmandu NPR 15 MioMax loan Amount 15 yearsMax loan Tenure*Loan Extension60% outside Kathmandu & 50% inside Kathmandu NPR 15 MioMax loan Amount 25 yearsMax loan Tenure*Loan Extension60% outside Kathmandu & 50% inside KathmanduBorrowing Power Calculator Loan Type Home loanHome equity loanAuto loanEducation loanLifestyle loan Gross Monthly Income? Loan Term Years Interest Rate % Calculate You could borrow up to Rs. 0 Your monthly repayment Rs. 0 These rates may be subjective to change according to NRB policiesApply for a loan Full name Email Phone number Address Province -- Select province --Province No. 1Madhesh ProvinceBagmati ProvinceGandaki ProvinceLumbini ProvinceKarnali ProvinceSudurpaschim Province Branch -- Select branch --Birgunj BranchJeetpur BranchBanepa BranchPokhara BranchHattisar BranchBiratnagar BranchPulchowk BranchNarayanghat BranchTeku BranchNew Road BranchJanakpur BranchNew Baneshwor BranchBhatbhateni BranchItahari BranchMaharajgunj BranchBhairahawa BranchLagankhel BranchNepalgunj BranchButwal BranchSukedhara BranchTaulihawa BranchDharan BranchDamak BranchCharikot BranchKhadichaur BranchHile BranchBirtamod BranchIlam BranchMahankal BranchWalling BranchKohalpur BranchDhangadi BranchBhaktapur BranchPokhara Industrial State BranchParsa BranchDamauli BranchGhorahi BranchShreenagar BranchBardibas BranchBhojpur BranchMusikot BranchLamahi BranchJaleshwor BranchLahan BranchHetauda BranchSamakhushi BranchKhusibu BranchKalanki BranchMahendranagar BranchSurkhet BranchDadeldhura BranchChaurjahari BranchKhalanga BranchBurtibang BranchGalyang BranchBaglung BranchRajahar BranchGaighat BranchRampur BranchKaushaltar BranchChautara BranchPanchkhal BranchBhakundebesi BranchHakimchowk BranchChipledhunga BranchOld Baneshwor BranchSalli Bazar BranchManigram BranchManthali BranchSindhuli BranchOkhaldhunga BranchPhidim BranchPhungling BranchJhalari BranchBauniya BranchMyagde BranchBhokraha BranchSimta BranchTinau BranchLalbandi BranchBelbari BranchManara BranchKhandadevi BranchDhorchaur BranchTribeni BranchKalaiya BranchLisankhupakhar BranchLekam BranchBalan Bihul BranchThechambu BranchSidingwa BranchBanphikot BranchDudhakoshi BranchChaukune BranchSanepa BranchManamaiju BranchPepsicola BranchHandigaun BranchKirtipur BranchBoudha BranchImadole BranchSalleri BranchTinpaini BranchGulariya BranchTulsipur BranchMelamchi BranchBhumahi BranchJimirebhar BranchChanauli BranchAmarsingh BranchBhaisepati BranchChapagaun BranchRajbiraj BranchRangeli BranchKapan BranchTahachal BranchChhinchu BranchGorusinge BranchPakadi BranchKakadvitta BranchPanauti BranchSundhara BranchMulpani BranchTokha BranchTamakoshi BranchMalangwa BranchSarpallo BranchLekhnath BranchRamtar BranchBudhanilakantha BranchMahendranagar (Dhanusha) BranchMirchaiya BranchChhetrapati BranchGaruda BranchChimdi BranchPakali BranchBirauta BranchKhandbari BranchInaruwa BranchUrlabari BranchDillibazar BranchKamalbinayak Branch