Home Loan
Laxmi Bank’s Home Loans are extended to finance:
- Purchase of land for the purpose of constructing a residential building in the future
- Purchase of an independent house or apartment for residential purposes
- Construction of a residential building on land already owned by the borrower
- Home improvement: renovation, extension and additional structures
Why should you choose Laxmi Bank

Processing from all Laxmi Bank branches

Approval of loan within 7 working days

25 Year Tenure
Financing Terms & Conditions
Purchase of Residential Building
- Max loan amount: NPR 20 Mio
- Max loan tenure: 25 years
- Loan extension
- 60% outside Kathmandu & 50% inside Kathmandu
Purchase of Land
- Max loan amount: NPR 15 Mio
- Max loan tenure: 15 years
- Loan extension
- 60% outside Kathmandu & 50% inside Kathmandu
Purchase of Apartments
- Max loan amount: NPR 15 Mio
- Max loan tenure: 25 years
- Loan extension
- 60% outside Kathmandu & 50% inside Kathmandu
Borrowing Power Calculator
Find out how much can you borrow with your current income.
Apply for a Loan
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