Recurring Deposit

Lakshit Muddati/Recurring Deposit (RD) is a safe investment tool which permits those with an ability to make regular deposits earn decent returns on their investment. Savings account holders can choose a fixed monthly amount to save and earn higher returns on their investment that will be competitive with that of a regular fixed deposit.

• Monthly investment amount can be started from minimum NPR 500.00
• Term Available: Schemes are yearly and can be for 1 – 5 years
• Interest will be calculated on daily basis on the outstanding RD balance
• Interest Payment Options
  • At Maturity
  • Quarterly deposited to the linked savings account
• Account holders can choose their own debit date and system will automatically debit the chosen amount on your chosen date
• No fees or charges will be applicable on missed installments or premature withdrawal
• RD account holders will be able to open DMAT account with Laxmi Capital for free (for 1st year)
• Loan up to 90% available against your Recurring Deposit balance

Simply apply via Mobile Money or visit your nearest branch.
Interest Rate and available terms