Credit Card Apply NowWhat is Freedom unless you can enjoy it?A credit card that truly puts you in control of your money, Laxmi Bank’s VISA Credit Card comes with exceptional financial benefits: No Stress Payment Flexi Payment Hassle-Free PaymentCredit Card Hotline: 014371484 Quick Links VISA Debit Card ATM Location Dollar Travel Card ATM Safety Guidelines Get More With ATM Pay Choose a payment structure that meets your needsNo Stress Repayment Pay per your convenience. While you may buy a product anytime, you can choose to pay in parts per your convenience. All you have to do is pay a minimum of 5% of the total outstanding each month and the balance in installments that suit your budget.Flexi PaymentThe Bank provides the freedom to all our cardholders to make flexible payment of any percentage above 5% of their total outstanding each month which facilitates to manage their personal finance accordingly.Hassle-Free Payment You have a variety of payment modes on your monthly credit card bills. You can pay in any of our cash counters, make payment through standing instructions and through our very own Internet banking “Laxmi iBank”. Credit Card Transaction Limit (VISA Network)For POSLimit TypeWithin NepalWithin IndiaPer TransasctionNPR 100,000.00NPR 100,000.00Per Day LimitNPR 100,000.00NPR 100,000.00Per Month LimitNPR 200,000.00NPR 100,000.00For ATMLimit TypeWithin NepalWithin IndiaPer TransasctionNPR 25,000.00NPR 15,000.00Per Day LimitNPR 100,000.00NPR 15,000.00Per Month LimitNPR 200,000.00NPR 100,000.00Cash Withdrawal max 10% of Credit Limit Note: Some of the banks may charge ATM Access Fees differently for VISA cards used on their ATMs. Interest free period Enjoy interest free period of 45 days upon using Laxmi Bank’s Credit Card *Month End Statement SummaryDo you know where you spend your hard-earned money? Your Laxmi Credit Card month End Statement Summary combines all your transactions during the month thus enabling you to plan better.Our Credit card is accepted in all VISA’s 5,000 ATMs and 300,000 Point of Sales (POS) in India and Nepal, which give you instant accessibility in this region.*Please confirm your Credit Card cycle to enjoy this facility. Apply Now -- Select province --Province No. 1Madhesh ProvinceBagmati ProvinceGandaki ProvinceLumbini ProvinceKarnali ProvinceSudurpaschim Province -- Select branch --Birgunj BranchJeetpur BranchBanepa BranchPokhara BranchHattisar BranchBiratnagar BranchPulchowk BranchNarayanghat BranchTeku BranchNew Road BranchJanakpur BranchNew Baneshwor BranchBhatbhateni BranchItahari BranchMaharajgunj BranchBhairahawa BranchLagankhel BranchNepalgunj BranchButwal BranchSukedhara BranchTaulihawa BranchDharan BranchDamak BranchCharikot BranchKhadichaur BranchHile BranchBirtamod BranchIlam BranchMahankal BranchWalling BranchKohalpur BranchDhangadi BranchBhaktapur BranchPokhara Industrial State BranchParsa BranchDamauli BranchGhorahi BranchShreenagar BranchBardibas BranchBhojpur BranchMusikot BranchLamahi BranchJaleshwor BranchLahan BranchHetauda BranchSamakhushi BranchKhusibu BranchKalanki BranchMahendranagar BranchSurkhet BranchDadeldhura BranchChaurjahari BranchKhalanga BranchBurtibang BranchGalyang BranchBaglung BranchRajahar BranchGaighat BranchRampur BranchKaushaltar BranchChautara BranchPanchkhal BranchBhakundebesi BranchHakimchowk BranchChipledhunga BranchOld Baneshwor BranchSalli Bazar BranchManigram BranchManthali BranchSindhuli BranchOkhaldhunga BranchPhidim BranchPhungling BranchJhalari BranchBauniya BranchMyagde BranchBhokraha BranchSimta BranchTinau BranchLalbandi BranchBelbari BranchManara BranchKhandadevi BranchDhorchaur BranchTribeni BranchKalaiya BranchLisankhupakhar BranchLekam BranchBalan Bihul BranchThechambu BranchSidingwa BranchBanphikot BranchDudhakoshi BranchChaukune BranchSanepa BranchManamaiju BranchPepsicola BranchHandigaun BranchKirtipur BranchBoudha BranchImadole BranchSalleri BranchTinpaini BranchGulariya BranchTulsipur BranchMelamchi BranchBhumahi BranchJimirebhar BranchChanauli BranchAmarsingh BranchBhaisepati BranchChapagaun BranchRajbiraj BranchRangeli BranchKapan BranchTahachal BranchChhinchu BranchGorusinge BranchPakadi BranchKakadvitta BranchPanauti BranchSundhara BranchMulpani BranchTokha BranchTamakoshi BranchMalangwa BranchSarpallo BranchLekhnath BranchRamtar BranchBudhanilakantha BranchMahendranagar (Dhanusha) BranchMirchaiya BranchChhetrapati BranchGaruda BranchChimdi BranchPakali BranchBirauta BranchKhandbari BranchInaruwa BranchUrlabari BranchDillibazar BranchKamalbinayak BranchGalkot Branch 3D Secure Service3D Secure is a new service from Laxmi Bank, in association with Nabil Bank and VISA, that lets you shop online securely using Laxmi Bank Credit Card, which may be used only on merchant websites that subscribe to services of “Verified By Visa™” (VbV). 3D Secure Service provides you with One Time Password (OTP) to protect your online transactions.Now, you can purchase almost anything on the internet around the clock at your convenience. The registration is easy and simple. You can register to 3D secure services by following the link below (recommended) or at the time of online purchases. For further details or registration, please click here.Disclaimer: Please note that Laxmi Bank as an associate member of Nabil Bank can offer the services in the above page to Laxmi Bank cardholders. Service Charges, Terms and Conditions and other aspects of the services remain the same and apply to Laxmi Bank cardholders when used.Security Features of 3D Secure Service website:In the 3D Secure Service homepage, you will find the following security marks:This is the standard brand mark of Laxmi Bank Limited as appears on the homepage of the Bank’s website.This is the standard brand mark of Nabil Bank® Limited and appears on the homepage of Bank’s website.Brand mark of Visa International authorizing 3D Secure Service and will appear on all screens of 3D Secure Service you interact with while making online payments through your Nabil Bank Visa credit/debit card.This brand mark of Electra Card Services, the exclusive official partner of Nabil Bank in hosting 3D Secure Service services, will appear on the homepage of 3D Secure Service website.This brand mark of DigiCert Inc., which is the Digital Certificate Provider for 3D Secure Service, will appear on the home page on 3D Secure Service website.Look for the green colored Digital Certificate verified by DigiCert Inc on the top left to the address bar of your browser. The image above is just a sample for reference.