Home Equity Loan Apply NowHome equity can be used for a variety of things, including home improvements, car loans and debt consolidation. Lenders can also allow homeowners to use the equity they build in their homes to pay for any purchase they want. Whether you’ve opted for the fixed-rate, lump sum home equity loan or a revolving home equity line of credit, you should carefully consider how you utilize these funds since you are using your home as collateral. Quick Links Home Loan Home Equity Loan Gold Loan Auto Loan Education Loan Loans Against Shares Sana Byawasai Karja Loan Against FD Special Features Fixed tenure loan (Installment Credit)For borrowers who look for a structured repayment plan. Processing from all Laxmi Bank branches.Loan processing is applicable from all Laxmi Bank branches. Approval of loan within 7 working days.Once loan is applied, Approval is done within 7 working days. Financing Terms and Conditions Home Equity Installment Credit Home Equity Line of Credit (renewable based on satisfactory account performance) NPR 15 MioMax loan Amount 15 yearsMax loan Tenure*Loan Extension50% of FMV of the property (outside Kathmandu)40% of FMV of the property (inside Kathmandu) NPR 5 MioMax loan Amount 12 monthsMax loan Tenure*Loan Extension50% of FMV of the property (outside Kathmandu)40% of FMV of the property (inside Kathmandu)Borrowing Power Calculator Loan Type Home loanHome equity loanAuto loanEducation loanLifestyle loan Gross Monthly Income? Loan Term Years Interest Rate % Calculate You could borrow up to Rs. 0 Your monthly repayment Rs. 0 These rates may be subjective to change according to NRB policiesApply for a loan Full name Email Phone number Address Province -- Select province --Province No. 1Madhesh ProvinceBagmati ProvinceGandaki ProvinceLumbini ProvinceKarnali ProvinceSudurpaschim Province Branch -- Select branch --Birgunj BranchJeetpur BranchBanepa BranchPokhara BranchHattisar BranchBiratnagar BranchPulchowk BranchNarayanghat BranchTeku BranchNew Road BranchJanakpur BranchNew Baneshwor BranchBhatbhateni BranchItahari BranchMaharajgunj BranchBhairahawa BranchLagankhel BranchNepalgunj BranchButwal BranchSukedhara BranchTaulihawa BranchDharan BranchDamak BranchCharikot BranchKhadichaur BranchHile BranchBirtamod BranchIlam BranchMahankal BranchWalling BranchKohalpur BranchDhangadi BranchBhaktapur BranchPokhara Industrial State BranchParsa BranchDamauli BranchGhorahi BranchShreenagar BranchBardibas BranchBhojpur BranchMusikot BranchLamahi BranchJaleshwor BranchLahan BranchHetauda BranchSamakhushi BranchKhusibu BranchKalanki BranchMahendranagar BranchSurkhet BranchDadeldhura BranchChaurjahari BranchKhalanga BranchBurtibang BranchGalyang BranchBaglung BranchRajahar BranchGaighat BranchRampur BranchKaushaltar BranchChautara BranchPanchkhal BranchBhakundebesi BranchHakimchowk BranchChipledhunga BranchOld Baneshwor BranchSalli Bazar BranchManigram BranchManthali BranchSindhuli BranchOkhaldhunga BranchPhidim BranchPhungling BranchJhalari BranchBauniya BranchMyagde BranchBhokraha BranchSimta BranchTinau BranchLalbandi BranchBelbari BranchManara BranchKhandadevi BranchDhorchaur BranchTribeni BranchKalaiya BranchLisankhupakhar BranchLekam BranchBalan Bihul BranchThechambu BranchSidingwa BranchBanphikot BranchDudhakoshi BranchChaukune BranchSanepa BranchManamaiju BranchPepsicola BranchHandigaun BranchKirtipur BranchBoudha BranchImadole BranchSalleri BranchTinpaini BranchGulariya BranchTulsipur BranchMelamchi BranchBhumahi BranchJimirebhar BranchChanauli BranchAmarsingh BranchBhaisepati BranchChapagaun BranchRajbiraj BranchRangeli BranchKapan BranchTahachal BranchChhinchu BranchGorusinge BranchPakadi BranchKakadvitta BranchPanauti BranchSundhara BranchMulpani BranchTokha BranchTamakoshi BranchMalangwa BranchSarpallo BranchLekhnath BranchRamtar BranchBudhanilakantha BranchMahendranagar (Dhanusha) BranchMirchaiya BranchChhetrapati BranchGaruda BranchChimdi BranchPakali BranchBirauta BranchKhandbari BranchInaruwa BranchUrlabari BranchDillibazar BranchKamalbinayak Branch
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