Base Rate for the Shrawan 2077: 8.58%
LCY Interest Rate Spread for Shrawan 2077: 4.39%

Rate of Interest

(With effect from 9th September, 2020)

Deposits (NPR) % per annum
General Savings
Savings3.00%
Premium Savings
Samman Bachat4.50%
Shakti Bachat4.50%
Sunaulo Bachat4.50%
Dhana Laxmi Bachat4.50%
Super Woman Savings4.50%
Shubha Laxmi Savings4.50%
Orange Savings4.50%
Orange Savings Plus5.00%
Shubhashree Laxmi Bachat5.00%
Interest on all savings accounts will be accrued daily and paid on a quarterly basis.
Deposits (USD) % per annum
USD Savings3.00%
Deposits % per annum
Call DepositsNegotiable, up to 1.5% p.a. (or as agreed under a separate fixed period contract)
Term Deposits Below 1 year 1 year and above
Institutions6.50%7%
Institutions - Renewal6.60%7.10%
Individual7.25%7.75%
Recurring Depositup to 7.75%
NRN Term Deposit (FCY) % per annum
US Dollar (USD)4.00 %
Pound Sterling (GBP)3.00 %
Euro (EUR)1.00 %
Australian Dollar (AUD)3.00%
Term Available : 2 or 3 years
Minimum Amount USD 10,000 (or equivalent) and higher

Loans and Advances

Base Rate for the Quarter ending Ashadh 2077: 9.23%
Overdraft/Cash Credit % per annum
CorporateBase Rate + up to 5
SMEs/OthersBase Rate + up to 5
Working Capital/
Short Term Loans
% per annum
CorporateBase Rate + up to 5
SMEs/OthersBase Rate + up to 5
Supply FinanaceBase Rate + up to 5
Export LoansBase Rate + up to 5
Term Loans - CorporateBase Rate + up to 5
Term Loans - SMEBase Rate + up to 5
Importer's Loans % per annum
CorporateBase Rate + up to 5
SMEs/OthersBase Rate + up to 5
Other Loans % per annum
Auto LoansBase Rate + up to 5
Education LoansBase Rate + up to 5
Home LoansBase Rate + up to 5
Home Equity LoansBase Rate + up to 5
Home Equity Revolving Line of CreditBase Rate + up to 5
Personal LoansBase Rate + up to 5
Sana Byawasai KarjaBase Rate + up to 5
Loans Against Gold Base Rate + up to 5
Loans Against Fixed DepositsHigher of FD + 1 or Base Rate + up to 5
Loans Against First Class Bank GuaranteeBase Rate + up to 5
Loans Against Marketable SecuritiesBase Rate + up to 5
Microfinance LoansBase Rate + up to 5

Note


*Interest on Savings and Call accounts will be paid quarterly, calculated in a daily basis.
*Interest on Term Deposits will be paid on maturity or on a quarterly basis.
*Rates for Call accounts are negotiable and subject to change based on market conditions – not exceeding 2% per annum. Please contact any of our branches for details.