Sana Byawasai Karja Apply NowLaxmi Bank’s Sana Byawasai Karja helps aspiring entrepreneurs grow their businesses in all markets across the country – urban, semi-urban, and remote. This loan is devised for small size business, and it is also convenient for startups that are less than a year old!Sana Byawasai Karja from Laxmi Bank can help you achieve your dreams of taking your cottage industries and startups to the next level. This loan is extended to finance all expenses related to: Capital Expenditure:Fixed AssetsVehiclesWorking Capitals:OverdraftShort Term LoanMid Term LoanTrust receipt & Other Invoice Financing You can either apply online or walk into any of our branches near you. Quick LinksHome LoanHome Equity LoanGold LoanAuto LoanEducation LoanLoans Against SharesSana Byawasai KarjaLoan Against FD Special Features Term Loan up to 10 yearsTerm Loan: Up to 10 years (Terminating, monthly or quarterly repayment). Up to 80% financingUp to 80% financing of Net Trading Asset (Short term loan facility up to 70% of NTA). Fixed Assets financing up to 75% of FMVFixed Assets financing up to 75% of FMV (Vehicle financing up to 75% of tax invoice). Financing Terms and ConditionsSmall Business EnterprisesStartups NPR 30 MioMax loan Amount 10 yearsMax loan Tenure*Loan ExtensionOverdraft facility up to 70% of Net Trading AssetDebt Service Coverage Ratio: 1.35:1 or betterFMV = 1:1 & (0.90:1 In case of Overdraft Only)Minimum 5% for Bid Bond / Performance Bond NPR 20 MioMax loan Amount 10 yearsMax loan Tenure*Loan ExtensionOverdraft facility up to 70% of Net Trading AssetDebt Service Coverage Ratio: 1.35:1 or betterFMV = 1:1 & (0.90:1 In case of Overdraft Only)Minimum 5% for Bid Bond / Performance BondBorrowing Power Calculator Loan Type Home loanHome equity loanAuto loanEducation loanLifestyle loan Gross Monthly Income? Loan Term Years Interest Rate % Calculate You could borrow up to Rs. 0 Your monthly repayment Rs. 0 These rates may be subjective to change according to NRB policiesApply for a loan -- Select province --Province No. 1Province No. 2Province No. 3Province No. 4Province No. 5Province No. 6Province No. 7 -- Select branch --Birgunj BranchJeetpur BranchBanepa BranchPokhara BranchHattisar BranchBiratnagar BranchPulchowk BranchNarayanghat BranchTeku BranchNew Road BranchJanakpur BranchNew Baneshwor BranchBhatbhateni BranchItahari BranchMaharajgunj BranchBhairahawa BranchLagankhel BranchNepalgunj BranchButwal BranchSukedhara BranchTaulihawa BranchDharan BranchDamak BranchCharikot BranchKhadichaur BranchHile BranchBirtamod BranchIlam BranchMahankal BranchWalling BranchKohalpur BranchDhangadi BranchBhaktapur BranchPokhara Industrial State BranchParsa BranchDamauli BranchGhorahi BranchShreenagar BranchBardibas BranchBhojpur BranchMusikot BranchLamahi BranchJaleshwor BranchLahan BranchHetauda BranchSamakhushi BranchKhusibu BranchKalanki BranchMahendranagar BranchSurkhet BranchDadeldhura BranchChaurjahari BranchKhalanga BranchBurtibang BranchGalyang BranchBaglung BranchRajahar BranchGaighat BranchRampur BranchKaushaltar BranchChautara BranchPanchkhal BranchBhakundebesi BranchHakimchowk BranchChipledhunga BranchOld Baneshwor BranchSalli Bazar BranchManigram BranchManthali BranchSindhuli BranchOkhaldhunga BranchPhidim BranchPhungling BranchJhalari BranchBauniya BranchMyagde BranchBhokraha BranchSimta BranchTinau BranchLalbandi BranchBelbari BranchManara BranchKhandadevi BranchDhorchaur BranchTribeni BranchKalaiya BranchLisankhupakhar BranchLekam BranchBalan Bihul BranchThechambu BranchSidingwa BranchBanphikot BranchDudhakoshi BranchChaukune BranchSanepa BranchManamaiju BranchPepsicola BranchHandigaun BranchKirtipur BranchBoudha BranchImadole BranchSalleri BranchTinpaini BranchGulariya BranchTulsipur BranchMelamchi BranchBhumahi BranchJimirebhar BranchChanauli BranchAmarsingh BranchBhaisepati BranchChapagaun BranchRajbiraj BranchRangeli BranchKapan BranchTahachal BranchChhinchu BranchGorusinge BranchPakadi BranchKakadvitta BranchPanauti BranchSundhara BranchMulpani BranchTokha BranchTamakoshi Branch Submit
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