Laxmi Bank’s Gold Loan helps you meet any immediate financial needs or contingencies by harnessing the power of gold. With the help of your golden assets, you can also empower any of your productive dreams / aspirations.

This loan is extended against customers’ jewelry or gold bullions. In addition, with a same-day loan disbursal process and minimum security documentation, the process is pretty simple and convenient.

Application for Gold Loan is available from New Road, Pulchowk, and Biratnagar branches.

Special Features

The loan against Gold can be provided to the customer in one day

Any gold pledged to us as collateral is kept safe in our locker

The loan requires minimal security documentation.

Financing Terms and Conditions

NPR 5 Mio

Max loan Amount

12 months revolving

Max loan Tenure

*Loan Extension

Up to 75% of FMV determined by the bank.

NPR 20 Mio

Max loan Amount

12 months revolving

Max loan Tenure

*Loan Extension

Up to 75% of FMV determined by the bank.

Borrowing Power Calculator

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You could borrow up to Rs. 0
Your monthly repayment Rs. 0

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