Orange Savings Plus
You have worked hard and smart and maintained a high level of personal standards and discipline to reach where you are today. Orange Savings Plus is our premium flagship product to acknowledge the very fact, and provide you with something extra to celebrate your success.
Orange Savings Plus will ensure that your money works as hard as you do. You get the best of the features, and then, some more. The key benefits of your savings account are:
Why go with Laxmi Bank's Premium Flagship Product?
VISA Debit Card
Free Mobile Banking
Free Internet Banking
No ATM Withdrawal Charges
Accidental Death & Disability Insurance
Rates & Features
- 7% Interest Rate paid quarterly
- Free VISA Debit Card*
- Free “Complete Green Banking Package” with our flagship savings account**
- Mobile Banking with Viber Banking Services
- Internet Banking Subscription
- Email Solution
- DEMAT Account with Laxmi Capital Pvt. Ltd.
- Mero Share account
- Personal Accident Insurance of NPR 1,000,000 to account holder
- NPR 1.0 mio cover for the account holder covers Accidental Death, Permanent Total and Partial Disablement
- Medical Insurance cover of NPR 100,000 per annum
- Hospitalization cover as per the policy of the insurance company
- NPR 20,000 for OPD (Domiciliary Treatment)
- NPR 80,000 for Hospitalization
- No ATM Cash Withdrawal Fee
- At any ATM, any number of times within Nepal
- Safe Deposit Locker
- Waiver on Security Deposit Requirement
- 50% Discount on Annual Rent fee – Save upto NPR 3,750 ***
- Free DMAT account with Laxmi Capital Market Ltd.
- Free issuance USD Travel Card – Save NPR 750
- Free Credit Card – Save NPR 500
- Free Cheque Book Issuance
- Draft / Manager’s Cheque issuance @ NPR 100 for personal/family use
*Free VISA Debit Card for the first year. NPR 399 p.a. (as per SSC) will be applicable from second year onwards.
**As an introductory offer, new customers get the “Complete e-Banking Package” free for the first year. Discounted Package fee of NPR 299 p.a. will be charged from second year onwards only.
***Subject to availability for first year only. Full annual rent fee will be charged from the second year onwards.
****Issuance charges waived. Yearly fees as per SSC will be charged from second year onwards.
Medical Insurance provided via our Insurance Partner, EVEREST INSURANCE CO. LTD.
Personal Accidental Insurance provided via our Insurance Partner, SHIKHAR INSURANCE CO. LTD.
- Complete e-Banking Package @ NPR 299 or as per Schedule of Service Charges for each individual service.
- USD Travel Card issuance @ NPR 0
Get the best banking experience with our premium flagship product
How to Apply
Visit any of our branches during working hours
- Open your account online with Laxmi Bank's Digital Account Opening Platform
- You can also process your KYC online with our Video KYC platform
- Residential address in Nepal
- Copy of National ID card
- Passport Size photograph (2)
- Valid Passport (for foreign nationals)
- Letter from the Indian Embassy (for Indian Nationals without a passport)
You may also need (if applicable)
- An additional ID card such as license, student ID card or Passport (if available).
- Water or Electricity Bills.
Who can apply online?
- If you are older than 18 years of age
- Applications for accounts where funds are held in trust cannot be accepted online.
- If you wish to open an account, please apply at any branch.
- Minimum Balance of NPR 25,000 to be maintained.