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Laxmi Bank's NRN Services: |
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Welcome
to Laxmi Bank's NRN Services. As an NRN, we know that
you have specific financial needs. Our NRN banking
products and services have been designed keeping your
needs in mind and understanding your specific requirements. |
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Who is an NRN? |
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A
Non-Resident Nepali (NRN) is a Nepali citizen
or a person of Nepali origin who has been living outside
Nepal for at least 183 days in a year for employment,
business or self employment and indicating an intention
for an uncertain duration of stay abroad. Non-resident
foreign citizens of Nepali origin are also covered
under this definition. But Nepali citizens working
for His Majesty's Government of Nepal or for Nepali
resident organizations abroad are not covered under
NRN. |
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NRN account with Laxmi Bank? |
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FOREIGN CURRENCY
NON RESIDENT ACCOUNT |
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Current / savings
/ term deposit accounts can be maintained in US Dollars,
Pounds Sterling or Euro.
No exchange loss, as interest and principal are repayable
in the currency of deposit.
Interest paid out half-yearly in the case of savings
deposits and paid on maturity in the case of term deposits. |
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NEPALESE
RUPEE NON RESIDENT ACCOUNT |
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a)
b)
c)
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Savings Bank Accounts
Current Accounts
Term Deposits up to 2 years.
Accounts can be opened/credited with remittances from
abroad and/or transfer from existing FCNR accounts and/or
deposit of foreign exchange brought into Nepal.
Accounts can be opened jointly with any other indivividual
Non-Resident Nepalis can authorise residents to operate
the NPR accounts for local payments.
Attractive interest rates on NPR deposits. |
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Consumer
Loans for NRN's
Consider your wishes fulfilled with
Laxmi Bank's consumer loans. Be it the dream home
that you want to build for your family or a car for
your brother or to meet financial need for education,
travel, social engagements etc. of your relatives
in Nepal...... Laxmi Bank offers a wide range of consumer
finance products at very conpetitive rates and terms.
We offer the most flexible loan repayment
program . Installments could be serviced by remittances
from abroad through normal banking channels or out
of funds in FCNR Accounts. A moratorium period upto
12 months available for home loans. |
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Laxmi Bank Network |
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Our
technical service agreeement with Hatton National
Bank of Sri Lanka allows us access to a vast network
of 450 banks in 80 countries around the world.
Fund transfer facility is available
to and from anywhere, within and outside Nepal, in
most major currencies. Our international network of
correspondent banks facilitates the execution of all
outward/inward remittances and their fast receipt
by their respective beneficiaries. |
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Fund Transfer - Nostro
Account Details
Standard Chartered Bank - New York (USD )
Standard Chartered Bank -London (GBP)
Standard Chartered Bank -London (Euro)
Commerz Bank Frankfrut (Euro)
American Express Bank (USD) |
A/C #. 3582-070795-001
A/C #. 01-24969801-01
A/C #. 01-24969801-96
A/C #. 400 878 7285 00 EUR
A/C #. 00748426 USD |
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USD draft drawing arrangement with Standard Chartered
Bank, NY, USA is in place.
We are a member of Society for Worldwide Interbank Financial
Telecommunication (S.W.I.F.T.). Our SWIFT code is LXBLNPKA. |
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SME Finance |
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Though
small and mid-sized enterprises(SME's) have been making
a significant contribution to the country's economy,
there exists a huge gap between SME's need for and
access to a reasonably priced funds. Laxmi Bank is
the pioneer in providing banking services to this
sector .SMEs can now supplement entrepreneurs’
investments to start a small business or to achieve
growth in capacity by borrowing term and working capital
funds from Laxmi Bank. The Bank has created a full-fledged
SME cell to cater to the financing need of small business
enterprises. The Bank seeks to increase its exposure
on SMEs to 25% of its lending portfolio by the end
of next financial year. Should you, as an NRN, decide
to start a small business in Nepal while you are still
away, Laxmi Bank can help you set it up and also provide
financial assistance. |
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Internet Banking - Laxmi Online |
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You
can access your account with Laxmi Bank through the
internet. Just click in to www.laxmibank.com and you
are ready to do business. You can view your account
balances, transfer funds, make payments, send requests
to carry out virtually all transactions without visiting
the bank. Your account stays in Nepal but you operate
it from anywhere in the world.
User ID: demo
Password: demort
Laxmi Bank makes every effort to
ensure the maximum safety and comfort of banking through
the net. Enjoy the freedom of inernet banking. |
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Laxmi Bank NRN Financial Advisory
Services |
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We
at Laxmi Bank NRN-service cell provide you with professional
advice on entire gamut of financial aspects, for example:
1. Suggest to you the best investment option depending
upon your requirements and parameters.
2. Advise you on latest amendments in rules and regulations
for your investments in Nepal as an NRN.
3. Help you in obtaining permissions of NRB / other
Regulatory bodies permission wherever needed.
4. Help you conduct feasibility studies on businesses
you are looking to venture into.
5. Carry out due diligence of a business you may wish
to take over in Nepal. |
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