Laxmi Bank, the leader of electronic banking in Nepal, is proud to introduce mobile payments in Nepal under the brand Mobile Money, complete mobile banking.

Customers can now literally carry their Laxmi Bank accounts in their pockets. It is a true anytime-anywhere service.

    • Do you need to transfer money to your friend’s account?
    • Do you want to pay your phone bills? Credit Card bills?

Simply take out your mobile phone and you can make these transactions happen within 30 seconds – without visiting a branch, ATM or logging to the internet.

Mobile Money services are currently available for Nepal Telecom mobile users. The platform has been put through rigorous testing and carries a number of security features to ensure safety and reliability of financial transactions.

How it Works?

There is nothing complicated to it as onlooker might believe. Do you have a cell phone? Are you comfortable sending SMS? Then all you need is to subscribe to our service and type in the proper syntax we provide you with. You send in your instruction to 2002 which registers into our system and simply enough, the transaction would have already taken place. And for your confirmation, and that of the beneficiary, an SMS would be sent to both the parties.

How to use Mobile Money?

It is as simple as typing a SMS and sending it to 2002 where we receive your instructions and undertake the transactions.

Instruction syntaxes are as follows:

1) Transferring fund to your peers:
a) P2P<space>[PIN]<space>[Short Code]<space>[Amount]
b) P2P<space>[PIN]<space>[Account No]<space>[Amount]
c) P2P<space>[PIN]<space>[AC#]<space>[Amount]

any of the three account identities viz. Short Code, Account No or the AC# assigned can be used as per your comfort

2) Bill Payment:
a) PAY<space>[PIN]<space>[Telephone No]<space>[Amount]
b) PAY<space>[PIN]<space>[Card No]<space>[Amount]
c) PAY <space> [PIN]<space>[Merchant Code]<space>[Amount]

3) Request information
a) ACCP2P<space>[PIN] list of peers with their details
b) ACCPAY<space>[PIN] list of billing numbers

4) Change PIN
a) PIN [OLD PIN] [NEW PIN]

5) Retrieve registered details
a) ? ACC
b) ? P2P
c) ? PAY

While your PIN is case sensitive, no other codes are sensitive to either upper or lower case, so type to your convenience

click Here For Frequently Asked Questions