Security is the most important issue Laxmi iBank faces in making Internet Banking available for our customers. Using industry standard security techniques ensures that your personal financial information remains confidential. Laxmi iBank uses security technologies such as: your personal customer number and password, encryption and firewalls. The combination of your customer number and password enables you to be uniquely identified to Laxmi Internet Banking. It is your responsibility to keep your password secure. You will also need to use a secure browser. Certain browsers have the ability to communicate securely by encrypting the information as it passes across the Internet. This method of communication is called Secure Socket Layer (SSL). Laxmi iBank requires the use of a secure browser before you connect to Internet Banking. Additionally, your information passes through a "firewall" which is a computer specifically designed to keep out unauthorized users.

Your Internet Browser

How to ensure that your session is secure?

Once you've installed your Internet browser, here's how you can check for yourself that your Internet Banking session is secure. As you browse through the resources available on the Internet, you'll notice that your browser's status bar changes with the Web page you have loaded. For example, check your Netscape browser for the security icon in the lower left corner of the browser. Microsoft displays the icon in the lower right corner of the browser window. You should see a pad lock graphic either locked or unlocked like this:

Browser Type	Secure	UnSecure
Microsoft Internet Explorer		N/A
Netscape Communicator 4.0

You can also check the Internet page's security information to ensure that the certificate for the site you are visiting is authentic and valid. Refer to our Laxmi Internet Banking Terms and Conditions for more information.