To keep pace with your growing needs and backed by a cutting edge global technology and superior customer service, we have rolled out various forms of savings account.

The common features of all our Saving Account are as follows:

• Complete banking experience on the internet, thru our internet banking facility Laxmi Online
• Personalized cheque book for enhanced security
• Time-saving option to give standing instructions for making routine payments
• Any branch banking facilities, irrespective of the branch you open your account
• Fund transfer facility within any branches of Laxmi Bank.
• Interest payment is subject to Tax Deducted at Source (TDS) as per prevailing Income Tax Act

Current Accounts are non-interest bearing account. Current account needs to be opened for all our clients who maintain a credit facility from us. It is also useful for temporary parking of funds for corporate accounts. The features of our Current Account are as follows:

• A minimal balance of NPR 10,000 (the balance may differ at rural branches) is required to open an account
• Non interest bearing account
• Unlimited withdrawal facility
• Option to transfer balance above a pre agreed limit in your Current Account to be transferred to a Call Account on a pre-approved interest rate.
  

For details refer to Call Account & Sweep Account deposit service.