Highly competitive
interest rate and low service charge
Loans that cover up to
80% of the cost/estimated cost
Decision within 48 hours
from receipt of completed application
Flexible loan repayment
schedule as per your requirements
Interest is calculated
on monthly diminishing balance
Loan amount upto NPR 1,000,000
Personal
Loan :
Realizing your dreams may now be possible by opting Personal
Loan scheme from us; be it a top-of-the-line home theatre
system, a laptop for yourself, exotic holidays with your wife,
emergency medical needs or education for your children...in
short, for any declared legal use.
How to apply?
You
can either download the application or collect it from any
of our nearest offices. After having it filled you need
to submit it with all the supporting documents. Laxmi Bank
will consider your application, carry out due diligence
as it deems necessary and convey its decision within two
days after complete information is obtained.
Security
:
General hypothecation
over owned, unencumbered assets or equivalent collateral.
Rate
of interest :
Refer to our Interest
Rates.
Repayment :
Repayment tenure
extends from 12 to 48 months on equal monthly installment
basis depending upon your income and repayment capacity.
