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Home Purchase Loans
*
* Highly competitive interest rate and low service charge
* Loans shall cover upto 60% of the cost or purchase price of the land / house / construction / renovation
* Decision within 48 hours from receipt of completed application
* Flexible loan repayment schedule with appropriate moratorium period, as per your requirements
* Interest is calculated on monthly diminishing balance
* Loan amount upto NPR 10,000,000
      Home Loan :
 

If you are thinking of having your home build, renovated or purchased, our Home Loan scheme is at your attendance to help you fulfill your dreams.
 
How to apply?
You can either download the application or collect it from any of our nearest offices. After having it filled you need to submit it with all the supporting documents. Laxmi Bank will consider your application, carry out due diligence as it deems necessary and convey its decision within two days after complete information is obtained.
Security :

First legal charge on the property financed. The property must be insured against fire, earthquake, flood etc with the bankers’ clause.

Rate of interest :

Refer to our Interest Rates.

Repayment :

Repayment tenure extends from 12 to 180 months on equal monthly installment basis depending upon your income and repayment capacity.

  * Conditions Apply
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