Highly competitive
interest rate and low service charge
Loans shall cover upto
80% of the car's cost
Decision on your application
within 48 hours from receipt of completed application
Flexible loan repayment
schedule as per your requirements
A wide range of cars that
you can choose from
Finance both new and used
cars
Interest is calculated
on monthly diminishing balance
Loan amount upto NPR 5,000,000
We offer our customers a bouquet of consumer banking products
and value added services to make banking with us a rewarding
experience. You will find that our loan products extend financial
flexibility to you without inconvenience or strain, encompassed
with the most attractive rates in the market. With Laxmi Bank’s
consumer loan products, it has never been so easy to realize
your dreams, be it owning a house or holidaying in an exotic
land of your choice.
Whether you are a professional or an employee or self-employed
individual, and are looking into purchasing a new or used
car, it does make good business sense to consider a car
loan from us. So race ahead with our fast, cost-efficient
and personalized car loan plans. Our Car Loan works much
like your dream car: fast, cost-efficient and user-friendly.
How to apply?
You can either download the application or collect it from
any of our nearest offices. After having it filled, you
need to submit it with all the supporting documents. Laxmi
Bank will consider your application, carry out a due diligence,
as it deems necessary and convey its decision within two
days after complete information is obtained.
Security
:
Ownership of the
vehicle in the bank's favor would be the primary security
for the loan.
Rate
of interest :
Refer to our Interest
Rates.
Repayment :
Repayment
tenure extends from 12 to 84 months on equal monthly installment
basis depending upon your income and repayment capacity.